Have you checked your credit report lately?

When was the last time you read through your credit report? As you may know, you can gain free access to your credit reports from Experian, Equifax and Transunion once every year via annualcreditreport.com .  A couple of weeks back, I went online to check my credit report. Prior to that, I hadn’t accessed my […]

Money Smarts – A Mother’s Legacy

“A good woman is hard to find, and worth far more than diamonds.” Proverbs 31:10, The Message Bible Happy Mothers’ Day to all the women and mothers out there! As we celebrate mothers for their love, selflessness and nurturing abilities, let me share a few thoughts on the influence a mother (for the males, think a […]

When Not to Make a Major Financial Decision

Have you ever made a financial decision that didn’t turn out right? Personally, there are money decisions I wish I could do over. As humans, we are prone to conditions that could cloud our judgement and lead us to making the less than optimal financial choice. Never make major investment decisions under duress. Don’t be […]

Pay Now, Play Later

“There are two paths people can take. They can either play now and pay later, or pay now and play later. Regardless of the choice, one thing is certain. Life will demand a payment.” John C Maxwell. Pay now, play later. This is the principle behind retirement planning. Pay now – you systematically set aside […]

Time is Money

I just completed the first week of my online Personal & Family Financial Planning course. I downloaded the class recordings to my iPad and watched the video at my convenience. The first couple of classes touched on financial security and introduced a core finance concept – time value of money (let’s refer to it as […]

Going Back to School

It’s spring time in North East United States where I live. For my kids, this is a particularly fun week – one full week without school thanks to spring break, easter egg hunt in church today, loads of fun with their cousins from Toronto and the list of exciting things goes on! Personally, I’m in […]